If you're hoping your money tree will bring you good fortune in 2026, there's one key element you can't overlook: proper watering. This tropical plant may have a reputation for being low-maintenance, but getting its moisture needs right is crucial for keeping it healthy and "lucky" all year round.

The Right Watering Frequency

So, how often should you water a money tree? According to the experts at Martha Stewart, the best approach is to check the soil every one to two weeks. If the top inch or two feels dry to the touch, it's time to give your plant a drink. But be careful not to overwater - money trees are susceptible to root rot if the soil stays too soggy.

The ideal watering schedule can vary depending on factors like sunlight exposure, temperature, and pot size. Better Homes & Gardens recommends adjusting your watering as needed, watering more frequently in hot, dry conditions and less often in the winter when growth slows down.

The "Soak and Drain" Technique

When it is time to water, the experts suggest using the "soak and drain" method. House Digest explains that this involves thoroughly saturating the soil until water runs out the bottom of the pot, then letting the excess drain away completely. This ensures the roots get the moisture they need without sitting in waterlogged conditions.

What this really means is that you should be taking a more thoughtful, nuanced approach to watering your money tree, rather than just giving it a quick sprinkle whenever you remember. The bigger picture here is that maintaining the right balance of moisture is key to keeping this plant thriving and, yes, potentially lucky too.

Spotting Under- and Overwatering

Of course, it's not always easy to tell if you're giving your money tree the right amount of water. Southern Living outlines the signs to watch for: Drooping, yellowing leaves could indicate underwatering, while mushy, browning foliage is a telltale sign of too much moisture. Pay close attention to how your plant is responding, and adjust your watering routine accordingly.

With a little trial and error, you can find the sweet spot that keeps your money tree thriving - and hopefully, bringing you good luck - all throughout 2026 and beyond.